We do not accept insurance - and here's why: 

Not accepting health insurance offers you several benefits:

  • No surprise bills later. You will never get a surprise bill after expecting to have a copay only to discover later that your insurance provider does not offer mental health coverage or that the copay for mental health isn't available until after you've met your policy deductible. 

  • No diagnosis required. You will not be required to have a mental health diagnosis on your permanent health record to qualify for counseling.

  • Personal privacy. You can keep your mental health concerns private from employers, family who provide your insurance, colleges, armed forces, or other entities. 

  • No session limitations. You do not need to worry about being restricted to a limited number of sessions that your health insurance provider allows.

  • No pre-authorization or referral is necessary. You can begin attending counseling right now. There's no need for a referral from your doctor or for services to be pre-approved by your insurance provider. 

  • No need to meet a deductible. If you have a high deductible, you will likely be paying the full cost of counseling even with agencies that accept your insurance, until your deductible is met; oftentimes for the entire length of your treatment before you have any counseling coverage available as a co-pay. 

  • Military discounts. Because we are not regulated by insurance companies, we can offer discounts for active military personnel and veterans.

Therefore, we have carefully chosen not  to accept health insurance. 

For payment, we accept credit and debit cards, select HSA and FSA cards, as well as cash and checks. We can also provide you a statement called a "Super Bill" for you to submit to your insurance provider for reimbursement of paid counseling fees, if you have such Out-of-Network coverage available.

Please note: For insurance reimbursement, you will be required to have a mental health diagnosis for the insurance provider to reimburse you.

Payment is due at time of service.

Moscow Counseling​​​​ LLC
828 S. Washington St., Suite C
Moscow, Idaho 83843