We do not accept insurance - and here's why: 

Not accepting health insurance offers you several benefits:

  • No surprise bills laterYou will never get a surprise bill after expecting, or being told, to only pay a copay only to discover later that your insurance provider does not offer mental health coverage or that the copay isn't available until after you've met a deductible. 

  • No diagnosis required. You will not be required to have a mental health diagnosis on your permanent health record to qualify for counseling.

  • Personal privacy. You can keep your mental health concerns private from employers, family who provide your insurance, colleges, armed forces, or other entities (which could be used against you in legal or employment matters).

  • No limitations. You do not need to worry about being restricted to a limited number of sessions that your health insurance provider allows.

  • No pre-authorization or referral necessary. You can begin attending counseling right now. There's no need for a referral from your doctor or getting pre-approved from your insurance provider. So, you can start seeing a counseling right away.

  • Our costs are minimized. Large counseling agencies and clinics often have significantly higher overhead due to relying on insurance reimbursement and often needing to write off insurance denials.

  • No need to meet a deductible. If you have a high deductible, you will likely be paying the full cost of counseling even with agencies that accept your insurance, until your deductible is met; oftentimes for the entire length of your treatment before you have any counseling coverage available as a co-pay. 

  • Military discounts. Because we are not regulated by insurance companies, we can offer discounts for active military personnel and veterans.

Therefore, we have carefully chosen not  to accept health insurance. However, we accept credit and debit cards, select HSA and FSA cards, as well as cash and checks. We can also provide you a statement called a "Super Bill" that you can submit to your insurance provider for reimbursement of paid counseling fees, if you have such coverage available. Please contact your insurance provider to determine if you have this benefit.

Payment is due at time of service.

  • Facebook
  • Instagram

© 2019 by CHERYL MCGILL.